Spark Lending
LOAN APPLICATION — GROUND-UP CONSTRUCTION

Instant Term Sheet

10-business-day close · Updates as you type
APPLICANT
LOAN PURPOSE
PROPERTY
BORROWER QUALIFICATIONS
DEAL ECONOMICS
$
$
$
Your term sheet appears here
Fill in property economics + FICO.
CONTACTS

Title & Insurance contact info

Who should we contact for binders and title work? Name + email each.
TITLE CONTACT
INSURANCE CONTACT
DOCUMENTS

Upload your full package

Drop your files. All listed docs required to submit.
0/11 uploaded
Loan Application
Download template
Must be signed
Purchase Agreement or Purchase HUD
Either document, must be signed by both parties
Copy of Driver's License
Must not be expired
Bank Statement — Most Recent Month
Must be full statements; personal or borrowing entity account
Bank Statement — Prior Month
Must be full statements; personal or borrowing entity account
Construction Budget
Must include 10% contingency
Full Plans
LLC Certificate of Formation
LLC Operating Agreement
Signed by all members; member ownership totals 100%
LLC EIN Letter
LLC Certificate of Good Standing
Must be issued within the last 3 months
READY?

Submit to Ground Up Construction Lending

10 business days to fund · Direct application for builders

CHECKLIST
  • Applicant information complete
  • Term sheet calculated
  • Title + insurance contacts
  • All docs uploaded (0/11)